I'M BUYING IN A DIFFERENT COUNTY. CAN EXCLUSIVE TITLE HELP?
Our service footprint covers the entire state of North Carolina and worldwide, meaning that we can assist you throughout the entire world.
WHAT DO I NEED TO BRING TO CLOSING?
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Driver's License or State ID
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Social Security Number
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Certificate of Trust and Trust's Tax ID number (if applicable)
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Death Certificate (if applicable) It may also be a good idea to contact your Realtor (if applicable) and ask if they have any other conditions they require.
SELLERS
Selling your house? Exclusive Title will help resolve any issues on title, to make the experience for you and the buyer as smooth as possible. We promise competitive rates, great communication and amazing service.
WHAT EXPENSES ARE TYPICALLY MY RESPONSIBILITY?
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Realtor commissions (if applicable)
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The Buyer's Owners Title Insurance policy
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Any outstanding Property Taxes
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Transfer Tax The Purchase Agreement defines these charges and we follow that foremost.
HOW ARE PROPERTY TAXES PRORATED?
Property Taxes in Mecklenburg County are based on the calendar year. To calculate them we typically take the total amount for the year and divide that by 365 days. We then charge both Buyer and Seller for the number of days they will have each owned the property (based on the Closing date). With that said, sometimes different terms are agreed upon in the Purchase Agreement and we follow that first above any local practices.
WHAT CAN I EXPECT AT CLOSING?
The Closing is where all of the parties involved in your transaction come together to pass the ownership from Seller to the Buyer. Traditionally the Closing involves Buyer/Seller, Realtors, and sometimes even the Lender. It lasts approximately one hour.